I have always thought of myself as a writer, but I began my career as a data operator with a large fintech firm. This position proved invaluable for learning how banks and other financial institutions operate. Daily correspondence with banking experts gave me insight into the systems and policies that power the economy. When I got the chance to translate my experience into words, I gladly joined the smart, enthusiastic Fortunly team.
Good credit scores can be transformed into great deals on insurance premiums, rent, and even mobile phone plans.
Hypothecation occurs when you agree to use an asset as collateral when signing up for a loan.
Gross monthly income refers to how much money you make every month before any deductions.
A lot of people assume that their credit score is going to start at 0, but this is not the case.
To get your monthly interest, simply divide the annual interest rate by 12.
Some of the many advantages of credit unions stem from their focus on serving their communities.
You do not necessarily need to pay off the balance in full before selling your vehicle.
The concept of mutual funds may sound a bit complicated at first, but when you wrap your head around how it works, it becomes much simpler.
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