Arrived (formerly Arrived Homes) is a real estate investing platform that allows its clients to earn dividends and potential appreciation as shareholders of residential real estate properties.
Shareholders don’t bear any liability risk
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- Low minimum investment
- Available to non-accredited investors
- Shareholders don’t bear any liability risk
- Available to everyone over the age of 18
- Arrived Home’s staff handles all related operations
- Long hold periods for short-term investments
- Lower wealth accumulation from main competitors
Arrived Homes is a crowdfunding real estate company that provides a way for investors to purchase fractional shares of rental homes. This investment opportunity is available to both accredited and nonaccredited investors, regardless of net worth or income.
In addition to individual properties, Arrived also offers real estate funds, City Funds, and a Private Credit Fund.
How Arrived Homes Works
Investments in rental properties can be a complex and time-consuming process. Yet, Arrived Homes has created a platform allowing everyone to buy shares and earn passive income with minimal hassle. The process can be summarized in four steps:
- Home browsing - Prospective investors look through the list of Arrived Homes properties that are open to new investors and have been prevetted for their income potential.
- Selecting shares - Investors decide how much they wish to invest and choose shares.
- Signing and investing - Upon reviewing the terms and conditions and signing an online contract, investors become shareholders by linking their bank accounts.
- Earning - Besides earning passive income, shareholders take part in property value appreciation. Arrived says investors in individual properties and funds can also receive monthly dividends once the investment is generating income.
Arrived Homes places all newly acquired properties in an LLC, which means that investors are not personally liable for any lawsuits or debts related to the business.
In addition to individual rental properties, Arrived also offers diversified real estate funds and a private credit fund, giving investors more than one way to build exposure to real estate through the platform.
Arrived also highlights built-in liquidity options across its products, although those options remain limited and subject to eligibility rules, timing requirements, and market demand.
Minimum Investment Amount
One of the most significant benefits here is the low amount you need to invest to become a shareholder.
To enter the real-estate rental market via Arrived Homes, the minimum investment you must make is $100. So, if you’ve ever wondered how to start investing with little money, this company may be an excellent place to start.
Arrived Homes is open to any U.S. citizen or green card holder who resides within the 50 United States and is at least 18 years old, and individuals don’t need to be accredited investors to be eligible.
Ownership Policy
When you invest in an Arrived Homes property, you buy a share of the LLC that owns that particular property. Your share entitles you to a percentage of the property’s rental income and value appreciation. So, if you own 5% of the shares, you generate 5% of the asset’s economic interest over time.
That ownership structure applies to individual property offerings; Arrived’s funds and Private Credit Fund use different structures and liquidity terms.
Fees to Consider
When investing through this crowdfunding company, you are subject to two types of fees.
That said, Arrived’s fee structure now varies by product, so investors should review each offering page carefully rather than assume the same fee model applies across the entire platform.
Sourcing Fee
Arrived charges a one-time sourcing fee for finding and preparing a property for investment. It includes any costs associated with financing or holding the property during the process, and the fee varies by property.
Asset Management Fee
The asset management fee is a quarterly expense that helps cover the cost of managing ongoing property administration.
The company reviews the investors’ capital contributions and deducts the fee based on said contributions from the quarterly property income.
Arrived says AUM fees vary by product and range from 0.1% to 0.30% per quarter; for individual single-family residential properties, the AUM fee is 0.15% of the asset purchase price per quarter.
You can refer to the AUM fee for each property in the Offering Details section of the property page.
Additional Sources of Revenue
Arrived discloses that fees and other transaction-related compensation can vary by investment type, so investors should review the property page, offering details, and offering circular before investing.
Is This a Good Investment Option?
Arrived can be a good investment option for beginners and passive investors who want exposure to real estate without handling financing, tenant management, or day-to-day property operations themselves.
The platform remains attractive because of its $100 minimum investment, access for non-accredited investors, and hands-off structure, but it should not be viewed as risk-free. Investors benefit from limited liability through the LLC structure, yet returns can vary, property values can decline, and liquidity is not guaranteed.
Arrived may also suit investors looking for more flexibility than the original review suggests. Individual-property investors can generally access the Secondary Market after a six-month minimum hold period, while certain fund investors may request quarterly redemptions after six months, subject to program terms and limits.
At the same time, it still makes more sense for long-term investors than for people who want immediate liquidity or full control over their investments.
How Arrived Homes Fares Against Other Rental Real Estate Investing Companies
$100
Based on capital contributions
$10
0%
$0
0.5% or $500
Benefits and Downsides
Now, let’s outline the most important pros and cons.
Advantages
Some of the most appealing things about investing through Arrived Homes are:
- Investors don’t bear any liability risks for lawsuits or personal guarantees.
- You can invest in distant markets for higher returns, regardless of your location.
- It offers access to the real estate rental market to nonaccredited investors.
- Arrived’s team of professionals takes on all the operational responsibility, so you can sit back and wait for your passive income to flow.
- The $100 threshold for investing in a rental property is very accessible.
Disadvantages
Besides attractive benefits, Arrived real estate investments come with a few potential drawbacks:
- Potentially lower earnings compared to certain competitors
- Too long property hold periods for short-term investing
- A limited selection of rental homes compared to more experienced dealers for investors who only want to hand-pick individual properties instead of using Arrived’s funds
Real Estate Terms You Should Know
While navigating the world of real estate, you will likely hear many confusing terms, and we mentioned some of them in this article. So, here are a couple of simple explanations:
- Dividend payments - A type of payment made by a company on a regular basis as a means of sharing profit with its shareholders.
- Home appreciation - The value increase of investment property over time. As the value increases, the owner can earn more through the monthly rent their tenants pay or by selling the property further down the line.
- Conveyancing - The legal process of transferring property ownership from one person or entity to another. It is typically done through a written document such as a deed, lease, contract, will, or title.
Final Verdict
Concluding our review, we found that Arrived is best suited to beginners and passive investors who want real estate exposure without buying, financing, or managing properties themselves.
The platform keeps the barrier to entry low with a $100 minimum investment, opens the door to non-accredited investors, and handles the operational side of ownership for you. In that sense, it remains a practical option for investors who want access to residential real estate in a simpler, more hands-off format.