Cheques Plus Review for 2024

Are you one of many Canadians in need of cheques but find the prices most financial institutions charge too hefty? Then you should definitely consider Cheques Plus.

Cheques Plus is a major competitor to banks in cheque supply, as it collaborates with the same suppliers and delivers the same quality products at lower prices.

What Is Cheques Plus?

Cheques Plus is a company that offers cheque-printing services. According to the company, “Whether it be for their business or personal cheques, Canadians pay up to 60 percent too much.”

Its goal is to provide these services at a more affordable price than banks. According to the the website, the company has enabled its customers to save over $3.2 million. In addition, writing cheques itself is safer than handling cash, which is another benefit.

Cheques Plus’s Products and Services

Cheques Plus offers cheques for businesses and individuals. When it comes to business cheques, there are QuickBooks cheques, computer cheques, handwritten cheques, and blank cheques.

You can personalize cheques by selecting one of the available colour schemes: burgundy, blue, green, tan, grey, purple, and orange.

If you opt for QuickBooks cheques, your options include printing them on top of the page or printing three per page. There is also a starter kit, which can be an excellent choice for small startups.

The company also offers handwritten cheques and computer cheques, with page placement options for the latter, including on top and in the middle.

For personal cheques, there are fewer customization options. You can choose between three colours: blue, rose, and tan.

Apart from cheques, you can also purchase accessories. These are:

• Deposit slips
• One or two per page cheque binders
• Cheque fraud prevention pen
• Self-inking endorsement stamp
• Single-pocket deposit bags

The Cheque Ordering Process

Before you can order the product of your choice, you need to create an account. There is no mobile app, so you’ll have to use the web browser on your desktop or mobile device. The site is optimized for mobile use.

Apart from giving your email address and creating the password, the personal details you have to provide include:

• Full name
• Phone number
• Company name (optional)
• Street address
• Postal code
• City

While the website is quite intuitive, ordering handwritten business cheques is somewhat confusing since the navigation bar on the homepage has QuickBooks cheques, business cheques, handwritten cheques, and personal cheques as options. Still, you should be able to figure out how to get the product you need after a few clicks.

The order processing time is three to five business days for personal cheques. The additional shipping time is three days for Quebec and four to five days for all other provinces.

For business cheques, the order processing time is only one business day, while shipping time depends on the province and can take anywhere from one to seven business days.

Cheques Plus Pricing 

Using the services of Cheques Plus will cost you a fraction of what you would pay to a financial institution, which is an important factor to consider for fledgling businesses looking to control expenses. 

For example, 100 computer business cheques will set you back $59. Handwritten business cheques are slightly more expensive, retailing at ​​$69 per 100.

The same quantity of QuickBooks cheques will cost you $69, but the price includes some free features, such as adding your company logo, getting a proof, and placing a rush order.

For 100 personal cheques, you will pay only $27.99. Free shipping is available across Canada for personal cheques, although you will pay for priority shipping, which costs $10.

For businesses, free shipping is only available for Quebec and Ontario, while those located in other provinces will pay $14.99.

To ensure its pricing remains competitive, the company offers price matching if you can prove that a competitor offers an identical product at a lower price.

Cheques Plus Customer Support

The customer support is available via phone, live chat, and email. We contacted the customer service for the purpose of writing this review, and were pleasantly surprised.

The agents are very responsive and try to help the customers as much as possible. The chat box features an estimated time bar, and even though ours displayed one minute, the agent responded within seconds. 

The website also has a detailed FAQ section where you can find answers to some questions you may have without having to contact support.

Cheques Plus Security

While there’s always a risk when making payments online, Cheques Plus is safe to use: It abides by the Canadian Payment Association guidelines and employs SSL encryption to ensure your data doesn’t get compromised.

The company also takes steps to protect cheques from tampering by using chemical-sensitive paper, watermarks, and other safety features.

Cheques Plus Pros and Cons

Cheques Plus’ main competitive edge is its pricing. The company’s cheques are of high quality, as it has the same suppliers as major banks, while its prices are a little more than half of what financial institutions charge.

What’s more, price matching is a neat feature, as it ensures that you never pay more than you have to. On top of that, some features, such as proof and logo, are free for businesses, while most other financial institutions and companies would charge a fee.

There are a few downsides to Cheques Plus. For example, you can’t get a certified cheque from the company and will have to turn to a bank for one. One option would be First Commonwealth Bank, which we have also reviewed.

Other cons are a somewhat high shipping fee for businesses outside Ontario and Quebec and the fact that the website could use an upgrade. 

Final Thoughts

Cheques Plus is a reliable cheque-printing company with a solid range of products. Its prices are affordable, while the quality of its products is on par with other top providers. The company offers free shipping for personal cheques, which is a nice touch.

However, the website navigation could be improved, as it’s not as user-friendly as it could be.

Nevertheless, Cheques Plus is a great choice for those who need affordable quality cheques.