Private Equity Investment Into the Fintech Market Grows by 44%

The fintech market totaled $18.54 billion in investments, as global private equity and venture capital investment in the sector surged by 43.7% in 2025.

Interestingly, the deal volume plummeted by 34.2% in the same time period, as S&P Global Market Intelligence reports. This is signaling that the market is not simply growing, but becoming smarter.

The fintech sector has been under a microscope in the past three years, with many questioning if the industry can survive a high-interest environment, but the numbers we’ve got today seem to put much of that doubt to rest.

What’s driving investment into the financial technology sector, however, are not consumer apps that drove the market before, but are a direct product of the current AI boom.

"Investors are gravitating toward mission-critical infrastructure platforms that combine financial rails with data intelligence," says Amjad Ahmad, managing partner at 500 Global.

This new approach is giving birth to fintech that provides real-time analytics, fraud prevention, payment orchestration and cross-border settlements.

The added value is reflected in the numbers, as the median deal size jumped 29% to $9 million last year, largely driven by the U.S. and Canada, accounting for $14.1 billion across 130 deals.

By evolving from B2C interfaces to B2B infrastructure, the fintech sector is clearly positioning itself to secure a place as a backbone of global commerce in a changing world.