In-Depth Analysis

Credit Glory Review 2024

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Written By
I. Mitic
October 07, 2023
Some or all of the products/services listed on this page are from our affiliate partners from which we receive commissions. This, however, does not influence the evaluations in our reviews. Learn more by reading our Advertiser Disclosure.

Are you struggling to get approved for a loan with a decent interest rate? What about applying for an unsecured credit card? If your credit history can be described as turbulent, it’ll keep preventing you from reaching your financial goals unless you get help from an expert such as Credit Glory.

Credit Glory reviews praise the company’s fast and straightforward service, transparent pricing, and exceptional customer support. If this credit restoration specialist has already managed to spark your interest, keep reading.

Starting from $99

Free evaluation: Yes

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Fortunly Rating

Fortunly's Rating: Our editorial team determines the rating based on a set of evaluation criteria developed for each product and service category.

Starting from $99
Setup fee:
Speed of service:
Depends on the case
Free evaluation:
Customized service:
BBB rating:
pros thumb up Strengths
  • Free credit consultation
  • 90-day money-back guarantee
  • Straightforward pricing
  • Monthly pricing and one-time fee solutions
  • Suitable for victims of identity theft
  • Fast and affordable service
  • Excellent customer support
pros thumb up Weaknesses
  • No credit monitoring
  • Users need to pull their own reports

Credit Glory Overview

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Headquartered in New York City, Credit Glory Inc. has been in the credit-repair business for more than a decade. Before starting a credit-fixing service, Credit Glory’s owners used to work for a large debt-collection agency which gave them a unique insight into the businesses they now challenge on their clients’ behalf.

The company specializes in helping Americans reach their financial goals by detecting and challenging different types of blemishes and inconsistencies in their credit reports. From blatant inaccuracies and outdated information to erroneous collections reports and identity theft, Credit Glory reviews all errors, verifies them, and then disputes any unfair items with the three major credit bureaus (Experian, Equifax, and TransUnion).

Like any other legitimate credit-repair company, Credit Glory doesn’t guarantee results upfront. Some credit scores can’t be fixed, no matter how much effort the agency’s credit experts put in. However, the company offers a money-back guarantee, which means that those unhappy with their results can request a refund.

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What To Expect From Credit Glory

One of the best things about Credit Glory’s credit-repair services is how easy it is to get started. All potential users are entitled to a free consultation over the phone. That way, prospective clients can ensure that Credit Glory’s services will benefit their credit situation.

Should you decide to proceed with the service after speaking with a credit expert, registering takes just a few minutes. The credit-restoration agency just needs some of your personal information and a report from each of the three credit bureaus to start. Then, the battle begins.

So, what does Credit Glory do? In short, the agency goes after creditors and credit bureaus, handling all correspondence and paperwork, drafting letters, and disputing errors on its clients’ behalf.

Here is a list of the item types Credit Glory will challenge for you, as long as they are inaccurate or erroneous:

  • Late payments
  • Collections
  • Charge-offs
  • Hard inquiries
  • Bankruptcies
  • Names
  • Addresses
  • Balances
  • Repossessions

Credit Glory used to work with clients in person; however, it is now entirely web- and phone-based. This has cut costs and helped with efficiency, and now Credit Glory provides its services nationwide.

Additional Services at Credit Glory

As one of the best credit-repair companies, Credit Glory’s primary purpose is helping consumers qualify for lower interest rates with lenders and insurers, expand their employment opportunities, or reach other financial goals. To do so, the company offers three service plans designed to help its users not only improve but also protect their credit scores. Here’s an overview of the three tiers:

Credit Repair

This is the company’s most popular service plan and one of the biggest Credit Glory pros. If you opt for this solution, you’ll be charged on a monthly basis, and Credit Glory’s agents will dispute all negative items they find in your reports while offering a money-back guarantee and best-in-class customer support.

All Inquiries

Designed for victims of identity theft, this plan also includes premium support and a return guarantee for your funds if you’re not satisfied with the results. With this unique package, Credit Glory will dispute ten or more hard inquiries on your behalf.

Single Inquiry

Simple and to the point, this plan Credit Glory credit repair plan means that you need help with identity theft on a smaller scale, disputing just one potentially fraudulent inquiry. Much like the two previously mentioned service packages, this solution comes with a money-back guarantee and robust client support.

Unlike competitors that offer FICO score trackers, financial planning tools, and credit monitoring capabilities, Credit Glory provides barebones credit-fixing solutions. However, it’s important to mention that working with this credit-restoration agency means you’ll get access to a vast library of educational resources. also stands out for its efficiency and complete transparency.

Credit Glory Price and Guarantees

As one of the best credit-repair services, Credit Glory won’t charge you an arm and a leg for its efforts, but it’s not the most affordable solution on the market, either.

The Credit Repair plan, the provider’s first solution, is the only option paid for on a monthly basis. Priced at $99 per month, this plan also requires a one-time setup fee of $199 and comes with unlimited dispute letters.

Services offered by Credit Glory will cost you a total of $799 if you opt for the All Inquiries plan. It may seem like a lot, however, this plan is an excellent choice for those who need to dispute multiple identity-theft-related derogatory marks.

Finally, there’s the Single Inquiry package, perfect for those who only need a single credit blemish removed. Opting for this solution will set you back $79 per item.

One of the features that make Credit Glory stand out from the crowd is the opportunity to cancel the service anytime. To opt out, all you have to do is dial the Credit Glory phone number and tell the agent you no longer require the company’s services.

Don’t worry about losing money, either – the company offers a 90-day money-back guarantee should you find that Credit Glory’s services failed to meet your expectations. Cancel the service during the first three months of registration, and you’ll receive a full refund.

Credit Glory Service Speed

It’s essential to be realistic about dispute timeframes: Clients with a few obvious inaccuracies can get their reports fixed in a month or two, while victims of identity theft need to be patient for up to a year before seeing significant improvements in their scores. Credit Glory reviews each client’s situation and gives an estimate. It never promises mind-boggling results in lightning-fast times, but its credit experts make sure to forward their dispute letters as soon as possible. However, there’s only so much they can do to expedite the process, as the rest depends on all the institutions they need to work with.

The bottom line is that you can expect minor improvements in the first 30 to 45 days. Still, remember that improving your credit history can take much longer than damaging it.

Credit Glory Customer Reviews

This credit repair service holds a rating of 3.07 out of 5 on Better Business Bureau’s website. The company isn’t BBB accredited, but it does have a B- mark. Credit Glory also holds a 2.6/5 rating on Yelp and a 4.9/5 on Trustpilot from more than 8,300 customers. Consumers who enjoyed working with this credit-restoration agency praised its service speed, as well as the quick-to-respond and knowledgeable customer support. On the other hand, the main reported issue we came across while looking through Credit Glory complaints was miscommunication.

Final Thoughts

Credit Glory is a reliable and thorough solution. Though limited to removing unfair negative items and not more comprehensive services, it offers a simple pricing structure, affordable services, and fast agents. If you’re on the hunt for the best credit-fixing company that offers a money-back guarantee to help you with relatively simple credit issues, look no further than Credit Glory.


Is Credit Glory a legit company?


Yes, it is. Credit Glory is a New York-based credit-repair agency that has already helped thousands of Americans improve their scores and reach their financial goals. According to the review of Credit Glory on BBB, the company holds a B- rating.

How much does Credit Glory cost?


This credit repair company offers three service packages: For $99 per month, the Credit Repair plan also has a one-time setup fee of $199 and offers unlimited dispute letters. The All Inquires Plan and its $799 price tag are meant for those who need to dispute ten or more identity-theft-related derogatory marks. Lastly, the Single Inquiry package will set you back $79 per item, and it’s a good solution if you have a single derogatory mark you need help removing.

Is it worth using a credit-repair company?


Yes, it is. Credit Glory reviews indicate that there are many situations where working with a credit-restoration specialist makes much more sense than handling the problem on your own. Still, paying for credit-repair services won’t make much sense if your requests are unreasonable - even experts can only help you remove or change incorrect or unfair derogatory items, not the correct ones.