Apple Pay Statistics That Show Mobile Payments Are the Future

Digital wallets and contactless mobile payments have experienced a surge in popularity in recent years, with Apple Pay being one of the major winners in this space.

Using Apple Pay for money transactions is straightforward yet effective; simply add a credit, debit, or prepaid card to the Wallet app on your iOS device, and you’re good to go. Let’s look at some statistics that are sure to convince you to activate it and begin enjoying the benefits of contactless payments.

Keep in mind that all the figures are more of an estimate than exact numbers due to Apple’s ban on sharing user information and figures. 

Key Apple Pay Statistics for 2026 - Editor’s Picks

• As of 2026, over 11,000 banks worldwide support Apple Pay.
• 67% of people in the UK used Apple Pay for point-of-sale transactions in 2025.
• Apple Pay has a 49% mobile payment market share in the US as of 2025
• Apple Pay facilitates over $7.6 trillion in global transactions annually.
• Apply Pay has eliminated over $1 billion in fraud by 2026.

Apple Pay’s user base has surprassed 818 million in 2025.

(Statista)

This represents a massive increase compared to 2022, when it was reported that the company had roughly 507 million users. Projections indicate the global user count will continue to climb, hitting 87.5 million users in the US alone by the end of 2026.

Apple Pay handled $7.6 trillion in transactions in 2025.

(ElectroIQ)

This number represents a staggering increase from the $6 trillion handled in 2022. Notably, Apple Pay now accounts for roughly 10% of all global card transactions, doubling its share from just a few years ago.

Apple holds a 49% share of the US mobile wallet market in 2025.

(Capital One Shopping)

This is nearly double the share of its closest competitor, Google Pay.

94% of US retail establishments accept Apple Pay in 2026.

(Forbes)

This number has reached near-ubiquity in the US, up from 85% in previous years. Globally, the service is now available in 95 countries, as banks and merchants align their systems with the rapid shift in consumer behavior.

Apple now processes more than 14.2% of all online consumer payments.

(Capital One Shopping)

While credit cards still dominate the total volume, Apple Pay's share of e-commerce is growing rapidly. In the US, Apple Pay accounts for roughly 5.6% of all retail sales, including both in-store and digital channels.

Apple Pay generated an estimated $5.6 billion in revenue in 2025.

(Capital One Shopping)

This is a massive increase from the $1.9 billion in yearly revenue estimated in 2022. This revenue is primarily driven by interchange-style and network participation fees as Apple Pay becomes a "high-value wallet" for premium device users.

As of 2026, more than 11,000 banks worldwide supported Apple Pay. 

(Twit)

The number of banks that offer Apple Pay as a payment method double from 5,480 in 2020. The service is now available in 78 countries, and these figures indicate that banks are doing their best to align their payment methods with consumer behavior.

90% of consumers cited ease of use as the primary reason they're using Apple Pay.

(Apple)

The next big factor was privacy with 88% of respondents citing it as the main reason, while 87% named security of the service as their primary reason.

98% of Apple Pay users are likely to recommend it to someone.

(Apple)

This indicates an extremely high satisfaction with the service, and some 85% of users stated that they are very or extremely satisfied with it.

There were 65.6 million active users of Apple Pay in the US in 2025.

(Oberlo)

This number is expected to reach 87.5 million by the end of 2026. Currently, over 22% of the entire US population aged 14 and older uses Apple Pay for their daily transactions.

Apple Pay now holds a 5.6% share of all retail sales.

(PYMNTS)

Apple continues to dominate the physical point-of-sale market. While PayPal and Google Pay hold significant shares in online or Android-specific niches, Apple Pay remains the "default" for contactless taps in the US.

Apple Pay accounts for 54% of all US in-store mobile wallet transactions..

(PYMNTS)

Apple is dominating this market, with Google Pay and PayPal sitting much lower, at around 13% each.

71% of Gen Z mobile wallet users in the US choose Apple Pay first.

(Capital One Shopping)

Apple Pay has a profound impact on younger consumers. Gen Z and Millennials make up roughly 70% of the total Apple Pay user base, viewing digital wallets as a standard requirement rather than a secondary feature.

36% of all Apple Pay transactions were done online in 2025.

(Statista)

In-store shopping is still where Apple Pay is used the most, with 58% of respondents using the service for in-person shopping.

Gen Z shoppers are significantly more likely to use Apple Pay than any other generation.

(PYMNTS)

Gen Z currently has an 8.8% usage rate among the total US population, compared to 4% for Millennials and just 1.1% for Gen X.

Apple Pay’s global transaction volume is projected to reach $8.7 trillion in 2025.

(ElectroIQ)

This reflects a massive leap in processing power, as the service now handles roughly 10% of all global card transactions. In the US alone, Apple Pay is expected to facilitate $2.9 trillion in payments, accounting for 32% of all contactless point-of-sale activity.

Active Apple Pay users in the US are forecasted to reach 87.5 million by the end of 2026.

(Statista)

The gap between Apple and its competitors continues to widen; while Apple Wallet is set to hit this milestone, Google Wallet is projected to reach 53.1 million users in the same timeframe. Currently, over 69% of US adults have used a digital wallet in the past 30 days, signaling a permanent shift in consumer habits.

Over $1 billion in fraud was eliminated globally through Apple Pay in 2025.

(Apple Newsroom)

Apple's security features have made a big impact on the financial safety of everyday consumers.

62% of Apple Pay users live in households with an annual income above $100,000.

(CoinLaw)

The data shows that higher-income demographics are the most likely to adopt the service for daily essentials.