Crypto.com Review for 2026
Advertiser Disclosure: Fortunly.com is an independent review site dedicated to providing accurate information about various financial and business-related offers. Fortunly.com remains financially sustainable by participating in a series of affiliate partnerships - it’s visitors’ clicks on links that cover the expenses of running this site.
How and where the offers appear on the site can vary according to the partnership terms. Affiliate partnerships may affect where a particular product is listed within a review, but they don’t affect the review’s content in any way.
Fortunly.com’s in-house writing team writes all the site’s content after in-depth research, and advertisers have no control over the personal opinions expressed by team members, whose job is to stay faithful to the truth and remain objective.
Our pages may include reviews of products or services for which we do not receive commission and are not tied to affiliate partnerships; information included in these reviews has been solely collected by Fortunly.com and has not been reviewed or provided by the issuer of this product or service. Product/service details may vary. Please see the issuer’s website for current information.
The Fortunly.com website does not include reviews of every single company offering loan products, nor does it cover all loan offers or types of financial products and services available.
Crypto.com pitches itself as one of the most diverse trading platforms in the world, offering more than 400 cryptocurrencies for users to buy and sell.
It’s available via web and mobile apps.
Mobile app available; 2-3 hours withdrawal time
Fortunly Rating
Fortunly's Rating: Our editorial team determines the rating based on a set of evaluation criteria developed for each product and service category.
Strengths
- Great cryptocurrency selection
- Low trading fees
- Eligible users can earn rewards through staking and Crypto Earn
- Strong security
Weaknesses
- Feature availability varies by jurisdiction
Crypto.com Overview
Crypto.com is an exchange that allows users to buy, sell and trade in a wide variety of cryptocurrencies, with low trading fees and many other benefits.
These include an NFT marketplace, standalone crypto wallets, and decentralized exchange services.
The platform currently supports multiple order options, including stop-loss, take-profit orders, and OCO orders.
For users trading in small volumes, fees are tiered and depend on trading volume and eligibility for discounts or VIP pricing. On the Exchange, spot trading fees start at 0.250% maker and 0.500% taker before any CRO-based discounts apply.
Crypto.com launched in 2016 and serves more than 150 million users across 90 countries.
Thanks to its user-friendly features, the platform is excellent for both beginners and experienced traders, especially those looking to use the currencies they own, not just to buy and hold. That said, the platform’s wide range of products may feel a bit overwhelming to complete beginners.
The level of security is quite advanced. Users can benefit from multi-factor authentication, passkeys, and offline cold storage. Crypto.com also highlights proof of reserves and says customer assets are held on a 1:1 basis.
It also works with banking and payment partners, offering protections and reserve safeguards that depend on the product and jurisdiction.
Tools And Features
Crypto.com offers a host of exciting features that make it stand out.
Minimum Trade
You don’t have to have a lot of money in your account to start trading on Crypto.com. There is no minimum deposit, and minimum trades begin from as little as $1.
What’s more, the platform allows you to automatically buy pre-set amounts of popular currencies, such as BTC, for small recurring amounts, though exact minimums and availability can vary by product and region.
Huge Currency Array
Crypto.com’s vast selection of tradable cryptocurrencies includes 400+ individual currencies, among which you can find obscure or new assets that might not be available elsewhere.
Crypto.com account holders can purchase most mainstream coins, plus more esoteric options, including AVAX, DOT, SOL, XRP, ADA, and many smaller-cap tokens.
Digital Wallets
Crypto.com users can take advantage of the exchange’s Crypto.com Onchain wallet. With it, users get access to a full suite of DeFi services and all other features.
Once they download it, they can self-custody assets, connect to DApps, and transfer coins and currency in and out in just a few simple clicks.
The exchange says it has put in place multiple features to protect any customers looking to hold assets inside the platform.
Rather than letting users manually place exchange balances into “cold storage,” Crypto.com emphasizes 1:1 reserve backing, proof-of-reserves verification, and a broad compliance and security framework.
Mobile App
The mobile app is a versatile tool that allows users to trade on the go, available for both Android and iOS.
The main app shows 4.7/5 on the Apple App Store with about 327K ratings, while the Android version has a 4.4/5 rating from more than 683K reviews.
The app remains one of the company’s strongest selling points, giving users access to trading, portfolio tracking, and account management in one place.
NFT Marketplace
One of Crypto.com’s most interesting features is its NFT marketplace. Here, users can buy and sell non-fungible tokens (NFTs).
The platform also supports curated drops and creator minting tools, making it more than just a simple NFT storefront.
Staking
Crypto.com investors can also participate in staking – a process that allows them to use their holdings to facilitate underlying blockchain networks and earn rewards.
It also offers Crypto Earn for eligible users, with rewards that vary based on the token, term length, and jurisdiction.
For instance, the app rewards customers when they use decentralized lending programs. Available reward products and rates depend on where you live and which Crypto.com service you use.
Cryptocurrency Selection
As discussed, Crypto.com offers more than 400 individual currencies for spot trading, with a smaller subset available for staking. BTC, ETH, and BNB top the list, though many others exist.
Further options include Avalanche’s AVAX proof-of-stake coin, as well as Kava, Woo Network, and Horizen. You can view a complete list of the available coins on the website.
If you have a significant stake in Crypto.com’s own coin, CRO, you may qualify for additional perks, such as fee discounts, card-related rewards, and other platform benefits.
Why Should Investors Consider It
There are several reasons why traders should use Crypto.com instead of competitors: Lower prices, more coins, multiple options for earning interest, and staking benefits.
The pricing is extremely competitive. Crypto.com uses a tiered fee structure, with lower costs available to higher-volume traders and eligible users. Exact purchase fees can vary depending on the payment method, product, and region.
Crypto.com supports more than 20 fiat currencies, including GBP, EUR, and USD.
Rewards available via the platform are considerable; however, exact reward rates vary by token, product, and jurisdiction.
In addition, Crypto.com offers extra benefits to some CRO holders and eligible users, including fee reductions and access to certain promotional perks.
New users in eligible markets may also receive a limited fee waiver after completing verification.
The website offers a tool that allows you to calculate your rewards. Just choose the token you own, its USD value, and term, and then see how much money you could make.
How To Open an Account
You can register on Crypto.com as an existing app user or a brand new customer. To do this, you need to follow a few simple steps:
Step 1: Sign-Up
Go to crypto.com/exchange and click the Sign-Up button in the upper right corner.
Step 2: Enter Your Information
Enter the requested personal information. Crypto.com, like other exchanges, has “know your customer” (KYC) compliance procedures in place, like a regular stock brokerage.
You’ll need to provide your name, address, email, and other identity details required for your account. You’ll also need to provide evidence that you are over the age of 18.
Identity-verification requirements may vary by jurisdiction and product.
Step 3: Have One-Time Password Sent To Your Email
Crypto.com will then send a one-time password to your email. You’ll need it to confirm your email address and registration.
Step 4: Enter Your One-Time Password On Crypto.com
Use your one-time password to log in, create your password when prompted, and click “Submit.”
Step 5: Verify Your Phone Number
You’ll then need to verify your phone number as an additional security measure.
Start by choosing your country code and then type in your phone number, minus the area code.
Once you enter a valid number, you’ll receive a verification code that you must type into the box provided. After that, you’ll return to the exchange’s landing page.
Additional Steps
Crypto.com takes compliance seriously, viewing it as one of its core priorities.
Because of this, it must collect necessary information about you before you are allowed to carry out certain transactions live on the exchange, such as depositing, trading, and withdrawing crypto, and making advanced order types.
To get this clearance, you will need to provide your first and last names, nationality, date of birth, and email address. You will also need to supply a verifiable government ID and a photo of yourself.
How Crypto.com Compares to Other Exchanges
Let’s see how the company compares to some of its major rivals, Coinbase and Binance.
Crypto.com vs. Coinbase
Crypto.com may also offer slightly superior security compared to Coinbase. Both have two-factor authentication and strong security controls, but Crypto.com places more emphasis on proof of reserves and 1:1 asset backing.
Both exchanges offer app and web-based trading. However, Crypto.com can be a little overwhelming at first because of the sheer range of features it offers compared to Coinbase.
In terms of accessibility, Crypto.com is available in 49 U.S. states and more than 90 countries, though access varies by jurisdiction. Coinbase is available in more than 100 countries.
Overall, Coinbase is an entry-level platform for investors relatively new to cryptocurrencies, while Crypto.com is more for those who want to get fully immersed in everything trading on the blockchain has to offer.
Crypto.com vs. Binance
Crypto.com sees itself as a cryptocurrency broker, exchange, wallet, and decentralized finance platform, while Binance offers regular exchange features, plus trading derivatives, similar to a conventional stock market.
Fees are tiered, with discounts and VIP pricing available, respectively, while on Binance, they are generally lower at the base level, with additional discounts for users paying fees in BNB.
Crypto.com is beginner-friendly in many respects, while Binance could still use some improvement. Both sites require verification, and both have a proprietary token.
Both platforms also let you deposit money with credit and debit cards, and wire transfers. However, Crypto.com also allows bank transfers and selected digital wallet payment methods, while Binance availability depends heavily on region and platform.
Both platforms are incredibly similar in their security features. However, Binance’s regulatory position varies significantly by jurisdiction, making it harder to compare the two platforms in broad terms.
Customer Support
When it comes to customer support, Crypto.com offers several options. You can send them an email or use the in-app chat feature and help center resources. Help is available through its support channels on web and mobile.
Even though customer support works round-the-clock, it may take some time to get a response, which is one reason Crypto.com has an unflattering rating of around 1.5/5 stars on Trustpilot.
If you check the reviews on this platform, you will see that customer support is one of the most common complaints.
Our Verdict
Fundamentally, Crypto.com is a sound trading platform. What makes it stand out are its DeFi features that replace many of the functions of the traditional banking system and its innovative NFT marketplace.
Crypto.com does well on other fronts too. For instance, its low transaction fees and intuitive interface are both popular among newer traders.
Customers can also benefit from its exceptional security record, including proof-of-reserves verification and 1:1 reserve backing for customer assets deposited on the platform. Its biggest advantage is the sheer breadth of what it offers, though some features, fees, and rewards depend heavily on where you live.